Terms of Service

Last updated: March 13, 2026

1. Acceptance of Terms

By accessing or using Quoval ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

Quoval is a social finance platform that provides real-time market data, social commentary, watchlists, and portfolio tracking. The Service is available through our mobile applications and website.

3. User Accounts

  • You must be at least 13 years old to create an account
  • You are responsible for maintaining the security of your account
  • You must provide accurate information when creating your account
  • You may not use another person's account without permission
  • You may delete your account at any time from your profile settings

4. User Content

By posting content (comments, watchlists, profile information) on the Service, you:

  • Retain ownership of your content
  • Grant us a non-exclusive, worldwide license to display and distribute your content as part of the Service
  • Are responsible for the accuracy and legality of your content
  • Agree not to post content that violates these terms or applicable law

5. Prohibited Conduct

You agree not to:

  • Post spam, misleading, or deceptive content
  • Harass, abuse, or threaten other users
  • Impersonate another person or entity
  • Manipulate or attempt to manipulate the Service
  • Use the Service for any unlawful purpose including market manipulation
  • Scrape, crawl, or use automated means to access the Service without permission
  • Attempt to circumvent content moderation or account restrictions

6. Financial Disclaimer

The Service is for informational and entertainment purposes only. Nothing on the Service constitutes financial, investment, legal, or tax advice.

  • Market data may be delayed or inaccurate
  • User comments and opinions are not investment recommendations
  • You should consult a qualified financial advisor before making investment decisions
  • We are not responsible for any financial losses resulting from actions taken based on information from the Service

7. Moderation

We reserve the right to moderate, remove, or restrict any content or accounts that violate these terms. Moderation actions may include warnings, temporary bans, or permanent account suspension. We aim to apply moderation fairly but decisions are at our discretion.

8. Intellectual Property

The Service, including its design, features, and code, is owned by Quoval. You may not copy, modify, distribute, or reverse-engineer any part of the Service without our written permission. Market data displayed on the Service is provided by third-party providers and subject to their terms.

9. Limitation of Liability

The Service is provided "as is" and "as available" without warranties of any kind. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

10. Termination

We may suspend or terminate your access to the Service at any time for violation of these terms. You may stop using the Service and delete your account at any time. Upon termination, your right to use the Service ceases immediately.

11. Changes to Terms

We may modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms. We will make reasonable efforts to notify users of material changes.

12. Contact

If you have questions about these Terms of Service, please contact us at support@quovalsocial.com